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More than half of millennials don't have a retirement savings account.

12% of millennials have taken the first step toward saving for retirement — and stopped

In a new Insider and Morning Consult survey, 12% of millennials said they have a retirement savings account but don't contribute to it.

6 ways you’re probably leaving money on the table on a daily basis

You're missing out on free money when you don't take advantage of the employer match in your 401(k) or use rewards credit cards for purchases.
A 401(k) rollover isn't as complicated as it sounds.

A rollover IRA can make retirement savings less complicated, no matter how many jobs you’ve held

In a 401(k) rollover, you move retirement savings from one tax-advantaged retirement account to another: the rollover IRA.

It could take up to 6 years for all the money in your office retirement account to actually be yours

Every 401(k) plan has a vesting schedule, which tells the employee how much of the employer's contributions they own at any given point.
Employees over 50 can contribute a lot more to their 401(k) plan than younger employees.

3 ways your office 401(k) gives you more money than you realize

About 55 million Americans save for retirement in a 401(k). Automatic salary deferrals can drastically reduce an employee's taxable income.
Once you know the questions to ask, finding the answer is easier than you think.

I’m a financial planner — here are the 5 most important questions about money you should be asking yourself

As a certified financial planner, I've seen how hard it is find answers to your money questions. But it's not as hard as you think.
Using a SEP IRA, then a Solo 401(k), can let you save a lot for retirement. The author is not pictured.

2 under-the-radar tools helped me save more than ever after leaving my job

Holly Johnson is self-employed, and she uses a SEP IRA and a Solo 401(k) to save more money for retirement than she ever did before.
If you're saving for retirement as a couple, max out your 401(k).

Dual-income couples tend to make a major mistake that jeopardizes their retirement

Saving for retirement as a couple isn't too different from saving on your own. It's always best to max out tax-advantaged accounts, such as 401(k)s.
Fees alone aren't enough reason not to use a 401(k).

The difference between typical and expensive 401(k) fees can come down to a single percentage point, but most people have no idea what they’re p...

Fees alone aren't enough reason not to use a 401(k), but being charged 2% or more means that money might be better off elsewhere.