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It could take up to 6 years for all the money in your office retirement account to actually be yours

Every 401(k) plan has a vesting schedule, which tells the employee how much of the employer's contributions they own at any given point.
Employees over 50 can contribute a lot more to their 401(k) plan than younger employees.

3 ways your office 401(k) gives you more money than you realize

About 55 million Americans save for retirement in a 401(k). Automatic salary deferrals can drastically reduce an employee's taxable income.
Once you know the questions to ask, finding the answer is easier than you think.

I’m a financial planner — here are the 5 most important questions about money you should be asking yourself

As a certified financial planner, I've seen how hard it is find answers to your money questions. But it's not as hard as you think.
Using a SEP IRA, then a Solo 401(k), can let you save a lot for retirement. The author is not pictured.

2 under-the-radar tools helped me save more than ever after leaving my job

Holly Johnson is self-employed, and she uses a SEP IRA and a Solo 401(k) to save more money for retirement than she ever did before.
A 401(k) rollover isn't as complicated as it sounds.

A simple strategy can make retirement savings less complicated, no matter how many jobs you’ve held and accounts you’ve opened

If you're hoping to roll over your existing 401(k) into a rollover IRA, here's how it works.
If you're saving for retirement as a couple, max out your 401(k).

Dual-income couples tend to make a major mistake that jeopardizes their retirement

Saving for retirement as a couple isn't too different from saving on your own. It's always best to max out tax-advantaged accounts, such as 401(k)s.
Fees alone aren't enough reason not to use a 401(k).

The difference between typical and expensive 401(k) fees can come down to a single percentage point, but most people have no idea what they’re p...

Fees alone aren't enough reason not to use a 401(k), but being charged 2% or more means that money might be better off elsewhere.
Do you have enough money to retire?

7 signs you might not have enough money to retire

If you're still paying off debt and put off saving for retirement until later in life, retiring may be further away than you like.
Ask for a raise — or change jobs.

8 things you can do today to be richer in 2019

Finding cheaper housing can help you save more with little effort, as can setting up automatic savings.