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When the Fed cuts interest rates, it affects everything from your savings account to your auto loans
When the Fed cuts interest rates, it's to encourage spending and growth, and it affects everything from savings accounts to mortgages to loans.
I didn’t hear the term ‘debt-to-income’ ratio until I was 26, but if I’d known it earlier I would have made some very differen...
Your debt-to-income ratio is one of the most important tools lenders use, and understanding it helped me grasp the huge impact of my student loans.
After I totaled my car in 2014, I entered into a $16,000 six-year loan on a used Honda Civic with a $259.26 payment and 5.59% interest.
Generally, to get a bank loan you'll need to be an existing customer with good credit. If you want to apply, you should check your credit first.
It's not impossible to get a loan with bad credit, but you'll need to consider all the options — like a secured loan, a credit union, or a cosigner.
‘I became a bit of a monster’: HGTV ‘Fixer Upper’ star Chip Gaines shares how he came to love the ‘mind-boggling’ ...
Chip Gaines of HGTV's 'Fixer Upper' learned early on that borrowing money is valuable in business, but says it's important to only borrow what you can repay.