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Laura Dunn, left.

3 benefits of paying off my car loan I didn’t see coming

After I totaled my car in 2014, I entered into a $16,000 six-year loan on a used Honda Civic with a $259.26 payment and 5.59% interest.
Cutting interest rates encourages spending.

When the Fed cuts interest rates, it affects everything from your savings account to your auto loans

When the Fed cuts interest rates, it's to encourage spending and growth, and it affects everything from savings accounts to mortgages to loans.
To get a bank loan, make sure you have a plan to pay it back.

How to borrow money with a bank loan

Generally, to get a bank loan you'll need to be an existing customer with good credit. If you want to apply, you should check your credit first.
Borrowers with bad credit can get a loan — it's just a little harder.

How to get a loan, even if you have bad credit

It's not impossible to get a loan with bad credit, but you'll need to consider all the options — like a secured loan, a credit union, or a cosigner.
Chip Gaines took out his first loan in college to start a lawn-mowing business.

‘I became a bit of a monster’: HGTV ‘Fixer Upper’ star Chip Gaines shares how he came to love the ‘mind-boggling’ ...

Chip Gaines of HGTV's 'Fixer Upper' learned early on that borrowing money is valuable in business, but says it's important to only borrow what you can repay.