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The new system will more strictly penalize borrowers with large amounts of debt or those who have fallen behind on loan payments.
These napkin-sized explainers make insurance, investing, student loans, taxes, estate planning, and credit easy to understand.
I didn’t hear the term ‘debt-to-income’ ratio until I was 26, but if I’d known it earlier I would have made some very differen...
Your debt-to-income ratio is one of the most important tools lenders use, and understanding it helped me grasp the huge impact of my student loans.
Every reason to check your credit report before the end of the year, even if your credit is excellent
Considering you can check your credit reports for free each year at AnnualCreditReport.com, there's no reason not to protect yourself.
You should get in the habit of regularly checking your three credit reports. Ideally, you'd do this at least once a quarter if not once a month.
A cash-back credit card is a type of rewards credit card that earns cash back on your spending, based on a percentage or tier.
PayPal Credit is connected to your PayPal account and can be used to pay off online purchases over time. Here's how to apply.
It's important to keep your credit in good standing to get better interest rates, apply for credit cards that offer top-tier benefits, and save money.
At the beginning of the year, I had a credit score of 568 out of 850, a score lenders would consider to be bad. Now, my score is over 700.
If you want to use a credit card to earn miles or points, you should be paying off your credit card every month instead of carrying a balance.