Home Tags Credit

Tag: Credit

‘Money and life and death’: Larry Summers calls for 4 economic policies to combat coronavirus

The former US Treasury Secretary wants accessible credit, tariff cuts, government spending, and multinational aid.

Tens of millions of Americans expected to see lower credit scores following FICO change

The new system will more strictly penalize borrowers with large amounts of debt or those who have fallen behind on loan payments.

These 21 sketches make complicated financial concepts simple enough to fit on a napkin

These napkin-sized explainers make insurance, investing, student loans, taxes, estate planning, and credit easy to understand.

I didn’t hear the term ‘debt-to-income’ ratio until I was 26, but if I’d known it earlier I would have made some very differen...

Your debt-to-income ratio is one of the most important tools lenders use, and understanding it helped me grasp the huge impact of my student loans.
The best way to track your money is the way that works for you.

Every reason to check your credit report before the end of the year, even if your credit is excellent

Considering you can check your credit reports for free each year at AnnualCreditReport.com, there's no reason not to protect yourself.

How often should I check my credit report? Once a year probably isn’t enough

You should get in the habit of regularly checking your three credit reports. Ideally, you'd do this at least once a quarter if not once a month.
A cash-back credit card earns rewards in the form of cash.

How to decide whether to get a cash-back credit card

A cash-back credit card is a type of rewards credit card that earns cash back on your spending, based on a percentage or tier.
PayPal Credit is connected to your PayPal account and can only be used for online shopping.

‘What is PayPal Credit?’: How to use PayPal’s line of credit to pay off online purchases over time

PayPal Credit is connected to your PayPal account and can be used to pay off online purchases over time. Here's how to apply.

5 ways to fix your credit without adding more debt

It's important to keep your credit in good standing to get better interest rates, apply for credit cards that offer top-tier benefits, and save money.

I raised my credit score by 134 points in less than a year thanks to 7 steps

At the beginning of the year, I had a credit score of 568 out of 850, a score lenders would consider to be bad. Now, my score is over 700.