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My free Credit Karma app helped my credit score spike by 50 points overnight

After getting engaged, the author started paying down debt and raising her credit score. A feature on the Credit Karma app made a huge difference.
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I’ve paid off $12,000 of credit card debt in 3 months thanks to a strategy that’s just strict enough to work

During a move, the author racked up about $20,000 in credit card debt. After the move, she got serious about paying it off.
A good debt-to-income ratio is 36% or lower.

A good debt-to-income ratio can help you get a loan. Here’s what lenders look for.

A good debt-to-income ratio can help you secure a loan. Lenders look for the balance between your earnings every month and the amount you owe.
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I went from $100,000 of debt to building my wealth by asking myself a simple question

Before she changed her money mindset, she believed she should be able to spend her money on whatever she wanted because she worked hard at her job.

5 ways to fix your credit without adding more debt

It's important to keep your credit in good standing to get better interest rates, apply for credit cards that offer top-tier benefits, and save money.
You can use personal loans, balance transfer credit cards, or home equity to consolidate your debt.

If you’re drowning in multiple monthly credit card payments, consolidating your debt may help you get back on track

Debt consolidation — i.e. turning multiple monthly debt payments into a single payment — can make repayment more manageable.
More than half of millennials would be inclined to vote for a socialist candidate, according to a new poll.

70% of millennials say they’d vote for a socialist. 5 facts about their debt-saddled economic situation tell you why.

Millennials and Gen Z are less likely than older generations to favor capitalism — only around half of each cohort does, according to a YouGov poll.
More millennials think they earn less than their peers, but more millennials think they have less debt than their generation.

45% of millennials think they earn less than their peers, but even more think they have less debt

Millennials are pretty grim about their wages — at least when they compare themselves to the rest of their generation.
Some millennials just aren't worried about their credit-card debt.

Credit-card debt is surprisingly common among millennials, but many of them aren’t worried about paying it off

30% of millennials with credit-card debt have little to no stress about it. Credit-card debt can damage your credit score, affecting wealth building.
Paying off debt is possible; many people follow a payment plan.

Most people who pay off their debts don’t get a windfall or declare bankruptcy — they just have a plan

According to a survey from Insider and Morning Consult, respondents also paid off debt with financial help or windfall or by declaring bankruptcy.