Home Tags Insurance

Tag: Insurance

The author is not pictured.

Finding the best deal on car insurance came down to decoding a single page of my policy

You need to consider more than just the cost of your car insurance premium — here's what to look for on your declaration page.
Long-term disability insurance offers the most comprehensive income-replacement coverage

Here’s exactly why experts recommend buying one type of disability insurance over the others

Long-term disability insurance can replace your income when short-term coverage from your employer ends and your emergency fund runs out.

10 years ago, I lost my wedding ring and learned a hard lesson about the right way to insure the things that matter

When I went to file an insurance claim for my wedding ring, I realized the importance of getting personal property appraised from time to time.
Getting caught texting and driving could wreck your insurance premium.

7 common driving tickets that could cause your car insurance bill to spike

Most traffic violations or accidents lead to an increase in the cost of your insurance premium, which could affect your rate for up to three years.
Disability insurance is your best tool for replacing lost income due to injury or illness.

Disability insurance can replace your income if you’re injured or too sick to work, but not everyone needs it

If you have dependents and rely on a steady paycheck to pay regular bills or stay on track financially, then you probably need disability insurance.
An insurance premium is akin to a monthly bill.

Every type of insurance has a monthly payment called a premium, and how much you pay depends on how risky you are

An insurance premium is the monthly or annual payment you make to an insurance company to keep your policy active.
AAA members can get discounts on a large number of products and services, including movie tickets, food, and clothing.

9 things you might not realize AAA will help you with

In addition to roadside assistance, AAA members also get access to travel services, loans, and discounts on a wide array of products and services.
Life insurance isn't fun to think about, but it's important to protect your family.

I signed up for $1 million of life insurance before I ever had a family, and it sounds like a lot — but if I could do it again, I’d get tw...

To decide how much life insurance he'd get, he multiplied an inflated estimate of his annual expenses by 10 and added more for kids' college costs.
In your 30s and 40s, you're likely to have dependents and need life insurance.

Experts say term life insurance is the right choice for most everyone, but especially people in their 30s and 40s

Experts recommend purchasing term life insurance during your 30s and 40s because rates are lower then, and you probably have dependents.
The author's home is not pictured.

I spent 2 years paying $4 a month for renters insurance — and it ended up saving me about $4,000 when my kitchen caught fire

Renter's insurance may cover things you might not consider, like items stolen from your car or freezer items that thawed after a power outage.