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Refinancing a mortgage can help you access some of your home's equity.

How to refinance your mortgage and save money every month

Refinancing a mortgage can help you secure a lower mortgage interest rate, reduce your monthly payments, or access some of your home's equity.

US household debt rises in the third quarter, boosted by mortgage borrowing and student loans

The Fed also released a study showing student loan default rates in black-majority zip codes landing twice as high compared to white-majority areas.
The author's home in the Minneapolis suburbs.

Refinancing my mortgage lowered my monthly payment by $200, but I wish I’d known 5 things beforehand

The author and her husband bought a house in 2017 in hopes of paying less for a mortgage than they were spending on rent.
In some of the best US suburbs, the average monthly mortgage is less than $1,000.

The 17 best US suburbs where you can mortgage a home for under $1,000 a month — hundreds less than the national average rent

Factors like good public schools, low crime rates, and affordable housing costs can make certain suburbs more desirable than others.

The 15 US cities where it’s hardest to get a mortgage, ranked

Of the top 15 cities where borrowers are most likely to be denied, four are in Florida. The most common reason for rejection is debt to income ratio.

31 US cities where it’s cheaper to buy a house than to rent a place

A recent study by GoBankingRates found that in 31 cities, residents can save hundreds of dollars a month by paying a mortgage instead of paying rent.

I’m a former banker, and this is the exact process I used to approve or deny loans

Your credit score, credit report, and debt-to-income ratio are all important factors in the loan approval process.
Cutting interest rates encourages spending.

When the Fed cuts interest rates, it affects everything from your savings account to your auto loans

When the Fed cuts interest rates, it's to encourage spending and growth, and it affects everything from savings accounts to mortgages to loans.
Housing is the biggest recurring expense most Americans face.

12 US cities where even the highest earners can barely afford housing

In some expensive housing markets, it can still be a stretch for even the highest earners to comfortably afford a home, a LendingTree report found.
The process to buy a house can be arduous for first-time buyers.

How to buy a house, from mortgage pre-approval to closing

To buy a house, you should first team up with a trustworthy real estate agent and make sure your credit is in good shape.