Home Tags Personal Finance Insider

Tag: Personal Finance Insider

Millennials are stressed about all kinds of debt.

Millennials are buckling under all kinds of debt, and they’re freaking out

Millennials are stressed about all kinds of debt — mortgage, car loans, credit card, and student loans.
A neighborhood of student housing near University of Texas at Austin.

College dorms are so expensive that some parents are buying ‘kiddie condos’ for their teenagers to live in

Some parents put the money they'd spend on out-of-state tuition, room and board into local real estate — a "kiddie condo."
Shopping online is an easy way to earn extra points. (Author not pictured.)

The 3 steps I take to save money and earn more than 100,000 points each year shopping online

I earn 100,000 points and miles per year with minimal travel thanks to shopping portals and other tricks for maximizing my online shopping spend.
The author's car is not pictured.

I bought my car in cash thanks to a savings strategy that took full advantage of my high-yield savings account

I'd have paid over $500 in interest over the life of a car loan. Instead, I earned over $350 by saving ahead in a high-yield savings account.
Open enrollment runs from November 1st to December 15th in most states.

Open enrollment runs from November 1st to December 15th, but there are 2 possible ways to get health insurance if you miss it

For most states, open enrollment for 2020 coverage begins on November 1st and ends December 15th unless you qualify for a special enrollment period.
Life insurance through work may not be enough for a family.

4 reasons to buy life insurance, even if you already have it through work

Group life insurance has some limitations. You can't customize your policy, take it with you when you leave, or choose between term and permanent.
Mandy Velez celebrates her student loan payoff at age 28.

A 28-year-old who paid off $102,000 in student loans used the debt snowball method to ‘make her loans fair’

She calculated that if she made monthly student loan payments as expected, she would be paying her loans until she was in her mid-50s.
The author's dog (a very good girl) is not pictured.

I had to take on credit-card debt for my dog’s first emergency, but my new high-yield savings account keeps me from ever having to do it again

When their dog needed surgery this past spring, the family had enough money saved in their high-yield savings account to cover the $2,000 total.

When I became my family’s breadwinner, I took out $250,000 of life insurance for less than the cost of dinner every month

When I became the breadwinner, buying life insurance became more urgent. I set myself a deadline: I wanted to have life insurance by my 30th birthday.

15 US cities where wealthy families pay the least in taxes

Suburbs in states with no income taxes are the best places for wealthy families wanting to save on taxes, according to GOBankingRates data.