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The Saver's Credit can reduce your tax bill by up to $2,000 if you file jointly with your spouse.

You may be able to cut down your tax bill with a little-known credit if you saved for retirement this year

The Saver's Credit is a little-known tax credit that can reduce, or even eliminate, your tax bill if you saved for retirement in 2019.
As long as you're prepared for some paperwork, an IRA rollover isn't so bad.

I rolled over my retirement accounts to gain more control over my savings, and it wasn’t as hard as I’d thought

When I changed careers, I decided to roll over my retirement accounts to have more control over how they were invested.

No matter how urgent student loans seem, there’s a good argument not to put retirement savings on pause while you pay

As student loans become a bigger problem for young Americans, it's important to both save for retirement and pay off student loans at the same time.
The author is not pictured.

My retirement savings lost $138 within a month of opening my IRA, but I’m not worried about it

About a month after opening a Wealthsimple SEP IRA, she noticed her investments had lost 1.2% of their value. But she didn't mind.
Being good with money doesn't come naturally to most people.

A fifth of Americans feel financially unprepared, even though they’re doing the best thing for their future

Between retirement savings, debt, and income, there are several factors contributing to a healthy financial life — or at least, the perception of one.
Bethany and her fiancé Charles.

My fiancé and I live on half of our income so we can pay off $75,000 in student loans and still save for retirement. Here’s what a typical ...

Bethany McCamish is a freelance writer and designer who lives in Vancouver, Washington, with her fiancé, an electrical engineer.
Just 5% of retirees say personal savings is their primary income source.

Millennials know their retirement won’t look like mom and dad’s, and they’re already planning ahead

A new Wells Fargo survey found that 86% of US retirees live primarily on income from Social Security or a pension. It'll be different for millennials.
Gen X is in worse financial shape than millennials when it comes to retirement.

Only half of Gen Xers have a retirement account, and that’s a catastrophe in the making

Americans tend to earn the most money from their late 30s to early 60s, making it a crucial period for socking away extra income for retirement.
Millennials most likely to say they can't afford to save earn less than $50,000 a year.

The big reason why millennials haven’t invested in their 401(k)s: They don’t make enough money

Many millennials who aren't saving for retirement said they were unemployed or not worried about it. But most of all, they just can't afford to save.
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6 places I ‘hide’ money from myself to build wealth for the future

I'm moving my money to high-yield savings, a Roth IRA, and more places where it will grow and be too annoying to tap into just for a passing desire.