Home Tags Your Money Retirement

Tag: Your Money Retirement

A 401(k) rollover isn't as complicated as it sounds.

A rollover IRA can make retirement savings less complicated, no matter how many jobs you’ve held

In a 401(k) rollover, you move retirement savings from one tax-advantaged retirement account to another: the rollover IRA.
Healthcare may be one of the biggest costs retirees face.

An easily overlooked investment account can give retirement savings a huge boost — if it’s used the right way

A health savings account (HSA) can help you build up a cash cushion to pay for health expenses in retirement not covered by traditional Medicare.

It could take up to 6 years for all the money in your office retirement account to actually be yours

Every 401(k) plan has a vesting schedule, which tells the employee how much of the employer's contributions they own at any given point.
Health insurance can be tricky to navigate.

How to retire with health insurance if you’re too young for Medicare

If you're still willing to work part time in early retirement, it may be worth considering a side gig just for the health insurance benefits.

5 tips to help your money last until you’re 100, according to a financial planner

Once you're getting close to retiring, there are a few strategies you can use to stretch the savings you have, a financial planner says.
Employees over 50 can contribute a lot more to their 401(k) plan than younger employees.

3 ways your office 401(k) gives you more money than you realize

About 55 million Americans save for retirement in a 401(k). Automatic salary deferrals can drastically reduce an employee's taxable income.

3 financial decisions that will make it harder to retire

The first costs to cut for retirement are your debt, housing, and car. If you choose to spend more, it could make it harder to save for retirement.

3 expenses to avoid if you want to retire in 10 years

If you want to retire in 10 years, it's smart to keep saving — but you'll also want to turn a sharp eye to your expenses.

5 things to do by 50 to make sure you can retire when you want

Wondering how to prepare for retirement? By 50, you want to be maxing out your retirement accounts, paying off your debt, and streamlining expenses.
Retirees often need to cover dental services on their own.

4 healthcare costs in retirement no one warns you about

Healthcare in retirement can be overwhelming. A few big out-of-pocket costs include vision, hearing, dental services, and prescriptions.