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I’m a financial planner — here’s what I tell people who ask if they’re saving enough money

Most savings advice is well-intentioned, but there's a disconnect between advisers and advisees.
Ignore these money tips and you'll regret it.

13 pieces of money advice you can’t afford to ignore

The best money advice is often the simplest. Here are tips from financial planners and bestselling authors that you can't afford to ignore.

There’s a simple calculation to determine how much you need to have saved before you can retire

Once you know your magic retirement number, you can walk away from your 9 to 5 job as soon as your account balances hit it.
If you're dreaming of owning a house, you'll want to be strategic with your savings — and you might want to consider a savings account.

The best place to save money for a down payment keeps your cash safe but growing — up to 200 times as much as a regular savings account

In a high-yield savings account, you aren't exposing your cash to risk when you don't have the timeline to wait it out, but it's still growing.
What should you do with your savings? First, invest in your long-term financial health.

A financial planner shares her best advice to save more money — and what to do with that cash once you’ve saved it

Wondering what to do with your savings? A financial planner say the first priority is high-interest debt, and then an emergency fund.
If you've worked hard for a pay raise, don't take it for granted.

The first 3 things to do with your money when you get a raise or bonus

Despite the average American believing they deserve a raise, more than 70% aren't asking for one.
The average American saves 3.5% after taxes and expenses.

Here’s how much money you should have saved at every age

Saving money is easier said than done, but these guidelines can help you track your progress.
Stuff doesn't make people wealthy — money does. And it's not the same thing.

After 10 years as a financial planner, I’ve realized almost everyone gets the same thing wrong about money

As a financial planner in New York City, I get to see behind the curtain of people's finances ... and I've realized many "wealthy" people aren't.
Sean, who goes by "The Money Wizard," has never stuck to a budget. (He is not pictured.)

I saved over $285,000 in my 20s without ever making a budget thanks to a laughably easy strategy I use instead

Sean, who goes by "The Money Wizard," has never stuck to a budget. Instead, he simply tracks his spending using the Numbers app on his iPhone.
Early retirement can be achieved in seven steps.

Here’s how much money you need to save to retire on a beach and play golf all day by age 40

If you save up enough by 40 to retire early, you can kick back and enjoy spending your weekdays at the beach or golf course, instead of the office.