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Funding Circle's co-founders, from left, Andrew Mullinger, Samir Desai, and James Meekings.

The UK’s ‘alternative finance’ industry is now worth £4.6 billion

Peer-to-peer lending and crowdfunding grew by 43% last year in Britain.
Lendy Finance, where a quarter of the loan book is considered to be in default, recently sponsored regatta sailing event Cowes Week.

UK peer-to-peer lending is about to face its toughest test since the sector was born

Any consumer downturn could mean the first serious test of peer-to-peer underwriting standards.

THE FUTURE OF DIGITAL LENDING: 2015 [SLIDE DECK]

Peer-to-peer (P2P) lenders are creating online marketplaces that are pulling borrowers and investors away from traditional banks.