17 US cities where making $100,000 a year isn’t enough to put you in the top 20% of earners

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Boston’s historic Back Bay neighborhood.
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Shutterstock

The median annual household income in the US is $53,657.

So if you’re making $100,000 a year, you’re doing pretty well for yourself – in fact, households earning $100,000 or more represent the top 20% of all earners in America, according to the US Census Bureau.

Yet in some high-earning cities, a low six-figure household income barely puts you among the top half of earners, let alone in the top 20%.

In Stamford, Connecticut, for example, you’d represent the top 48% with a $100,000 household income.

That’s according to an interactive tool from The New York Times which allows you to enter your household income and compare your earnings across 344 metro areas throughout the US.

Here, we’ve highlighted 17 US cities where a $100,000 annual household income isn’t enough to crack the top 20%, or even 25%, of earners:


A household income of $100,000 puts you in the top 26% of earners in New York City.

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The Brooklyn Bridge, which connects Manhattan and Brooklyn.
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Reuters/Jim Bourg

A household income of $100,000 puts you in the top 26% of earners in Dallas.

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The Dallas skyline.
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Michael Zanussi/flickr


A household income of $100,000 puts you in the top 26% of earners in New Haven, Connecticut.

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New Haven’s Five Mile Point Lighthouse.
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Shutterstock


A household income of $100,000 puts you in the top 27% of earners in Chicago.

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A residential area in Chicago.
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Shutterstock

A household income of $100,000 puts you in the top 27% of earners in Hartford, Connecticut.

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The Hartford skyline.
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Shutterstock


A household income of $100,000 puts you in the top 28% of earners in Minneapolis, Minnesota.

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The Minneapolis skyline.
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Shutterstock


A household income of $100,000 puts you in the top 28% of earners in Philadelphia, Pennsylvania.

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A residential area in Philadelphia.
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Shutterstock


A household income of $100,000 puts you in the top 28% of earners in San Diego, California.

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The San Diego skyline.
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Shutterstock


A household income of $100,000 puts you in the top 28% of earners in Santa Barbara, California.

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The orange-roofed buildings of Santa Barbara.
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Shutterstock

A household income of $100,000 puts you in the top 30% of earners in Napa, California.

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A vineyard in Napa Valley.
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Shutterstock

A household income of $100,000 puts you in the top 31% of earners in Seattle, Washington.

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The Seattle skyline and waterfront.
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Shutterstock

A household income of $100,000 puts you in the top 30% of earners in Baltimore, Maryland.

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Baltimore’s Inner Harbor.
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Shutterstock

A household income of $100,000 puts you in the top 35% of earners in Boston.

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Boston’s historic Back Bay neighborhood.
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Shutterstock

A household income of $100,000 puts you in the top 42% of earners in Washington, DC.

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Georgetown, Washington DC.
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Shutterstock


A household income of $100,000 puts you in the top 40% of earners in San Francisco.

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San Francisco’s Painted Ladies.
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Ventdusud/Shutterstock

A household income of $100,000 puts you in the top 43% of earners in Danbury, Connecticut.

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The Tarrywile Mansion in Danbury.
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Shutterstock


A household income of $100,000 puts you in the top 48% of earners in Stamford, Connecticut.

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A harbor in Stamford.
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Shutterstock