25 states where retirees hate the weather, lack healthcare, and are spending a fortune to get by

Weather can play a huge factor in deciding what state to retire in.

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Weather can play a huge factor in deciding what state to retire in.
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Ruslan Guzov/Shutterstock

  • Happiness during retirement depends not just on how much money you have saved, but also on where you live.
  • Bankrate recently released a list of the best and worst states to retire in.
  • You may want to think twice before retiring in these states, where costs are high, healthcare quality is subpar, and the weather is questionable.

Deciding on a place to retire is almost as hard as building the savings it takes to get there.

After all, you’ve been planning for the golden years your whole life (hypothetically, at least), so you don’t want to end up living in a place that doesn’t help you make the most of your money or your leisure time.

According to a 2017 Bankrate survey, 47% of Americans would consider moving when they retire. In light of this statistic, Bankrate recently released a list of the best and worst states for retirement. To determine this ranking, they looked at seven categories that affect retirees and compared them across every state with the help of multiple sources. Each ranking was weighted by their importance, determined by the survey respondents.

Turns out, not every state is a prime spot for a retiree. Those that ranked lower on the list generally had low rankings for cost of living, taxes, healthcare quality, and weather. Even if a state had a high ranking in one category, such as Louisiana, which ranked third for weather, it wasn’t always enough to compensate for low rankings in the other categories.

Below, see which states you may want to think twice about retiring in based on their costs, weather, and healthcare options.


24 (TIE). Vermont

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SNEHIT/Shutterstock

Cost of living rank: 41

Taxes rank: 47

Healthcare quality rank: 2

Weather rank: 44


24 (TIE). Wisconsin

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Sean Pavone/Business Insider

Cost of living rank: 21

Taxes rank: 38

Healthcare quality rank: 6

Weather rank: 42


23. Minnesota

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Rudy Balasko/Shutterstock

Cost of living rank: 26

Taxes rank: 46

Healthcare quality rank: 1

Weather rank: 48


22. Arizona

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Josemaria Toscano/Shutterstock

Cost of living rank: 34

Taxes rank: 21

Healthcare quality rank: 27

Weather rank: 11


21. Kentucky

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Alexey Stiop/Shutterstock

Cost of living rank: 9

Taxes rank: 33

Healthcare quality rank: 39

Weather rank: 15


20. Pennsylvania

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Jon Bilous/Shutterstock

Cost of living rank: 31

Taxes rank: 26

Healthcare quality rank: 21

Weather rank: 30


19. New Jersey

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f11photo/Shutterstock

Cost of living rank: 42

Taxes rank: 50

Healthcare quality rank: 10

Weather rank: 24


18. West Virginia

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shutterstock/Andriy Blokhin

Cost of living rank: 18

Taxes rank: 19

Healthcare quality rank: 43

Weather rank: 22


17. Rhode Island

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P Meybruck/Shutterstock

Cost of living rank: 40

Taxes rank: 41

Healthcare quality rank: 16

Weather rank: 28


16. Connecticut

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SneakPics/Shutterstock

Cost of living rank: 44

Taxes rank: 44

Healthcare quality rank: 23

Weather rank: 31


15. Alaska

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Maridav/Shutterstock

Cost of living rank: 44

Taxes rank: 3

Healthcare quality rank: 27

Weather rank: 50


14. Georgia

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Sean Pavone/Shutterstock

Cost of living rank: 15

Taxes rank: 36

Healthcare quality rank: 40

Weather rank: 6


13. Ohio

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Checubus/Shutterstock

Cost of living rank: 5

Taxes rank: 45

Healthcare quality rank: 36

Weather rank: 26


12. Oregon

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Sean Pavone/Shutterstock

Cost of living rank: 37

Taxes rank: 10

Healthcare quality rank: 42

Weather rank: 35


11. Oklahoma

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Austin Urton/Shutterstock

Cost of living rank: 7

Taxes rank: 32

Healthcare quality rank: 47

Weather rank: 10


10. South Carolina

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Sean Pavone/Shutterstock

Cost of living rank: 23

Taxes rank: 37

Healthcare quality rank: 27

Weather rank: 8


9. Nevada

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D Gentilcore/Shutterstock

Cost of living rank: 33

Taxes rank: 5

Healthcare quality rank: 47

Weather rank: 27


8. Washington

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Asif Islam/Shutterstock

Cost of living rank: 38

Taxes rank: 17

Healthcare quality rank: 34

Weather rank: 36


7. Illinois

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Sean Pavone/Shutterstock

Cost of living rank: 36

Taxes rank: 29

Healthcare quality rank: 30

Weather rank: 23


6. California

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Nick Fox/Shutterstock

Cost of living rank: 49

Taxes rank: 48

Healthcare quality rank: 19

Weather rank: 14


5. Arkansas

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Jeremy Janus Photography/Shutterstock

Cost of living rank: 2

Taxes rank: 39

Healthcare quality rank: 50

Weather rank: 9


4. Louisiana

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Sean Pavone/Shutterstock

Cost of living rank: 16

Taxes rank: 42

Healthcare quality rank: 44

Weather rank: 3


2 (TIE). Maryland

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Tupungato/Shutterstock

Cost of living rank: 47

Taxes rank: 43

Healthcare quality rank: 24

Weather rank: 20


2 (TIE). New Mexico

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shutterstock/James Orndorf

Cost of living rank: 22

Taxes rank: 34

Healthcare quality rank: 49

Weather rank: 21


1. New York

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Sean Pavone/Shutterstock

Cost of living rank: 50

Taxes rank: 49

Healthcare quality rank: 41

Weather rank: 39